Get the WestJet RBC Mastercard today
- Earn up to 100 WestJet dollars1 (with $1,000 spend in the first 3 months).
- Get an annual round-trip companion voucher for $199 CAD2 (plus taxes, fees, charges and other ATC) for round-trip travel within Canada and to/from the continental U.S. (Excluding Hawaii).
- Earn WestJet dollars on your everyday purchases3.
WestJet RBC Mastercard
Additional Fees:
- Cash Advance Fee: $5.00
- Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount
- Dishonoured Payment Fee: $45.00
- Overlimit Fee: $29.00 (If you reside in Quebec, fee does not apply.)
- Additional Copies: $5.00 for Monthly Statement, $1.50 for Statement Updates at the ATM, $2.00 for Transaction Receipts
- Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec)
Benefits and Features
- 1% back in WestJet dollars on everyday purchases3.
- 1.5% back in WestJet dollars on WestJet flights or WestJet Vacations packages3.
- Use WestJet dollars toward all or part of a WestJet flight or WestJet Vacations package4.
- Redeem WestJet dollars at any time5.
- No blackout periods and your WestJet dollars don't expire6
- Instant Fuel Savings at Petro-Canada. Link your card and instantly save 3¢/L on fuel7 and always earn 20% more Petro-Points at Petro-Canada8.
View more details. - Credit Card Lock. Lock your RBC credit card temporarily at any time. Use Credit Card Lock if you’ve misplaced your card by simply logging-in to the RBC Mobile app and choose the card you want to lock.
Insurance Coverages
More Benefits
- Travel Services
- Guaranteed hotel reservations
- 24/7 Assured Assistance Customer Service
- More ways to save with your WestJet dollars12
Member Exclusive fares offer great value with exclusive discounts when you pay the full base fare with WestJet dollars. Find savings on more seats on more flights with options to book in Economy, Premium and Business. Sign in when you book and see when Member Exclusive fares are available.
Apply for the WestJet RBC Mastercard
Interest Rates & Fees
Annual Fee: | $39 |
Additional Card Fee: | $19 |
Purchase Rate: | 20.99% |
Cash Advance Rate: | 22.99%* |
Would you like another WestJet credit card option?
WestJet World Elite Mastercard RBC
Annual Fee: | $119 |
Additional Card Fee: | $59 |
Purchase Rate: | 20.99% |
Cash Advance Rate: | 22.99%* |
- Get 450 welcome WestJet dollars (a value of up to $450 CAD) when you spend a minimum of $5,000 in the first 3 months on your card14
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Receive a round-trip companion voucher – every year – for any WestJet destination starting from $119 CAD (plus taxes, fees, charges and other ATC).13
Applicable on Premium and Economy fares. Plus taxes, fees, charges and other ATC.
Note: This card requires a minimum personal income of $80,000 or a minimum household income of $150,000. Please note, this premium card can impose higher acceptance costs on merchants.
View Legal DisclaimersHide Legal Disclaimers
*
21.99% if you reside in Quebec.
1)
Once approved for the WestJet RBC Mastercard, please allow 4-6 weeks after the first purchase transaction date for the 50 welcome WestJet dollars to appear in your WestJet Rewards account, accessible at westjet.com/account. To be eligible for the additional 50 WestJet dollars (“Additional WestJet dollars”) you must apply for the WestJet RBC Mastercard and been approved by Royal Bank of Canada. The Additional WestJet dollars will be awarded to you if a total of $1,000 or more in qualifying net purchases and pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your WestJet RBC Mastercard account within the first 3 months of your account open date, provided your account is open and in good standing at the time you reach $1,000 in Qualifying Transactions. Please allow 4-6 weeks after this requirement is fulfilled for the Additional WestJet dollars to be awarded to your WestJet Rewards account. Qualifying Transactions exclude cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges, fees, and any credits for returns or adjustments. Welcome WestJet dollars are not available to existing or former WestJet RBC Mastercard primary cardholders applying for or transferring to a WestJet RBC Mastercard. The Additional WestJet dollars do not apply to product changes from another RBC credit card to the WestJet RBC Mastercard. Additional cardholders are not eligible for the welcome WestJet dollars or Additional WestJet dollars. This offer may not be combined or used in conjunction with any other offer. RBC and WestJet reserve the right to modify, cancel or withdraw this offer at any time, even after acceptance by you. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion. WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards Program, the terms of the WestJet Rewards Program including earning, redemption and administration of WestJet dollars and program changes.
2)
The $199 CAD round-trip companion voucher for travel in Canada to/from the continental U.S. (the “Credit Card Companion Voucher”) is available to new WestJet RBC Mastercard primary cardholders only. Once approved for the WestJet RBC Mastercard, please allow 4-6 weeks after the first purchase transaction date for the Credit Card Companion Voucher to appear in your WestJet Rewards account, accessible at westjet.com/account. Thereafter, the Credit Card Companion Voucher is awarded annually 4-6 weeks after the annual fee is charged. Primary cardholder may use each annual Credit Card Companion Voucher once for a round-trip flight for travel in Canada and to/from the continental U.S. (excludes Hawaii) for $199 CAD. Applicable taxes, fees, charges and other ATC (Air Transportation Charges) on the Credit Card Companion Voucher must be paid at time of booking. Other terms and conditions apply. Visit westjet.com/creditcard-companion-voucher for complete details. The first year Credit Card Companion Voucher is not available to existing or former WestJet RBC Mastercard primary cardholders applying for or transferring to a WestJet RBC Mastercard. Additional cardholders are not eligible for the Credit Card Companion Voucher offer. This offer may not be combined or used in conjunction with any other offer. RBC and WestJet reserve the right to modify, cancel or withdraw this offer at any time, even after acceptance by you. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by WestJet and Royal Bank of Canada at its discretion. Terms and conditions of the Credit Card Companion Voucher are established by WestJet and WestJet reserves the right to change or withdraw this offer at any time. WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards Program, the terms of the WestJet Rewards Program including earning, redemption and administration of WestJet dollars and program changes.
3)
You will earn 1.0% back in WestJet dollars on your everyday purchases and 1.5% back when you purchase WestJet flights or WestJet Vacations packages. The additional 0.5% back in WestJet dollars is calculated separately and is in addition to the WestJet dollars you earn on everyday purchases, however it may not be accrued under certain circumstances. In order to receive the additional 0.5% in WestJet dollars, WestJet or WestJet Vacations must appear as the merchant on your credit card statement. WestJet dollars are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and certain bill payments), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet dollars earned by the amounts originally charged.
4)
WestJet dollars can be used to pay for all or part of the published fare of a WestJet-marketed flight or a WestJet Vacations package. WestJet dollars cannot be applied against taxes, fees or charges and can only be used for new bookings. A minimum amount of 50 WestJet dollars must be redeemed at one time. Other restrictions may apply. All terms, conditions and restrictions applicable to WestJet Rewards are established by WestJet and shall apply to all bookings, travel arrangements and other services offered or provided by WestJet. WestJet, not Royal Bank of Canada, is responsible for WestJet Rewards. For complete details, please visit westjet.com/creditcard.
5)
WestJet dollars can be used towards payment of the base fare of an eligible flight or vacation package, available on westjet.com or through WestJet’s Contact Centre. WestJet dollars cannot be applied against taxes, fees or charges and can only be used for new bookings. Minimum redemption rules apply and may vary. Other restrictions may apply and are subject to change at any time. Full details available at westjet.com/redeem. All terms, conditions and restrictions applicable to WestJet Rewards are established by WestJet and shall apply to all bookings, travel arrangements and other services offered or provided by WestJet. WestJet, not Royal Bank of Canada, is responsible for WestJet Rewards.
6)
WestJet dollars directly earned from purchase transactions with WestJet or its partners, including by obtaining or using a WestJet RBC credit card, are defined as base rewards and do not expire due to the passage of time. WestJet dollars awarded through Offers, compensation, or limited-time promotional offers are bonus rewards and may expire according to terms or conditions of the individual offer or initiative.
7)
To participate in this offer, you must link your WestJet RBC Mastercard (“RBC Card”) to a Petro-Points Account. You must be enrolled in RBC Online Banking or RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. Your linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your linked RBC Card at Petro-Canada locations and you do not need to swipe your Petro-Points card before you pay. You can redeem your Petro-Points at Petro-Canada using your linked RBC Card. Each time you use your linked RBC Card to purchase any grade of gasoline, or diesel, at a Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction.
8)
Each time you use your linked Eligible RBC Card to pay for qualifying purchases at a Retail Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points Terms and Conditions.
9)
Coverage underwritten by RBC Insurance Company of Canada.
10)
Coverage underwritten by Aviva General Insurance Company.
11)
Coverage underwritten by RBC Insurance Company of Canada.
12)
Within the Economy cabin, Member Exclusive Economy is discounted off Econo fare bundle. Within the Premium cabin, Member Exclusive Premium is discounted off Premium fare bundle. Within the Business cabin, Member Exclusive Business is discounted off Business fare bundle. Member Exclusive fares are not discounted off the following fare bundles: Basic, EconoFlex, PremiumFlex and BusinessFlex.
13)
Once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks after the first purchase transaction date for the round-trip companion voucher (the “World Elite Companion Voucher”) to appear on your WestJet Rewards account, accessible at westjet.com/account. The World Elite Companion Voucher is offered to new WestJet RBC World Elite Mastercard cardholders only, and annually thereafter 4-6 weeks after the annual fee is charged. Primary cardholder may use the World Elite Companion Voucher only once for one of these options of: A) round-trip flight for travel in Canada and the continental U.S. for $119 CAD; or B) round-trip flight to/from the rest of the WestJet network for $399 CAD. Applicable taxes, fees, charges and other ATC (Air Transportation Charges) charges on the World Elite Companion Voucher must be paid at time of booking. World Elite Companion Voucher may only be used: A) for all published and eligible Basic, Econo, EconoFlex, Premium, and PremiumFlex fares wholly marketed and operated by WestJet; B) if the companion is travelling with you on the same itinerary; and C) for new bookings made through westjet.com or WestJet’s Contact Centre. World Elite Companion Voucher cannot be: A) used for Business, BusinessFlex or Member Exclusive fares; B) applied to existing reservations; nor C) used for group bookings or WestJet Vacations bookings. Other terms and conditions apply. Visit westjet.com/companion-voucher for complete details. Additional cardholders are not eligible for the World Elite Companion Voucher offer. This offer may not be combined or used in conjunction with any other offer. Terms and conditions of the World Elite Companion Voucher are established by WestJet and WestJet reserves the right to change or withdraw this offer at any time. Additional cardholders are not eligible for the World Elite Companion Voucher offer.
Valid for new bookings only. Valid for one (1) round-trip for a companion of the primary cardholder flying on a full base fare, travelling on the same itinerary. Valid on all published Basic, Econo, EconoFlex, Premium, and PremiumFlex fares wholly marketed and operated by WestJet, including seat sales. Not valid on Business, BusinessFlex or Member Exclusive fares, nor combinable with a discount code. If one-way travel is booked, the voucher will be deemed fully used and the return portion of travel is forfeited. Booking must be made within one year from date of issue of the companion voucher; travel may occur after the voucher expiry date subject to flight schedule availability at the time of booking. Valid for travel until the end of the available flight schedule with no blackout periods. Voucher may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations to World Elite companion voucher bookings are allowed, except when a Basic fare has been purchased, which is a 100% non-refundable fare with no change options allowed. Changes and cancellations must be made at the same time for both guests, and failure to do so may result in a forfeit of travel funds. Changes must be made prior to the expiry date of the voucher used for the booking for the voucher to be valid. Regular change and cancellation policy applies. This offer may not be combined or used in conjunction with any other offer. Other terms and conditions apply. Terms and conditions of the World Elite Companion Voucher are established by WestJet and WestJet reserves the right to change or withdraw this offer at any time. Visit westjet.com/companion-voucher for complete details.
Valid for new bookings only. Valid for one (1) round-trip for a companion of the primary cardholder flying on a full base fare, travelling on the same itinerary. Valid on all published Basic, Econo, EconoFlex, Premium, and PremiumFlex fares wholly marketed and operated by WestJet, including seat sales. Not valid on Business, BusinessFlex or Member Exclusive fares, nor combinable with a discount code. If one-way travel is booked, the voucher will be deemed fully used and the return portion of travel is forfeited. Booking must be made within one year from date of issue of the companion voucher; travel may occur after the voucher expiry date subject to flight schedule availability at the time of booking. Valid for travel until the end of the available flight schedule with no blackout periods. Voucher may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations to World Elite companion voucher bookings are allowed, except when a Basic fare has been purchased, which is a 100% non-refundable fare with no change options allowed. Changes and cancellations must be made at the same time for both guests, and failure to do so may result in a forfeit of travel funds. Changes must be made prior to the expiry date of the voucher used for the booking for the voucher to be valid. Regular change and cancellation policy applies. This offer may not be combined or used in conjunction with any other offer. Other terms and conditions apply. Terms and conditions of the World Elite Companion Voucher are established by WestJet and WestJet reserves the right to change or withdraw this offer at any time. Visit westjet.com/companion-voucher for complete details.
14)
Once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks after the first purchase transaction date for the 250 welcome WestJet dollars to appear in your WestJet Rewards account, accessible at www.westjet.com/account(opens to external site). To be eligible for the additional 200 WestJet dollars (“Additional WestJet dollars”) you must have applied for the WestJet RBC World Elite Mastercard and have been approved by Royal Bank of Canada. The Additional WestJet dollars will be awarded to you if a total of $5,000 or more in qualifying net purchases and pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your WestJet RBC World Elite Mastercard account within the first 3 months of your account open date, provided your account is open and in good standing at the time you reach $5,000 in Qualifying Transactions. Please allow 4-6 weeks after this requirement is fulfilled for the Additional WestJet dollars to be awarded to your WestJet Rewards account. Qualifying Transactions exclude cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges, fees, and any credits for returns or adjustments. Welcome WestJet dollars are not available to existing or former WestJet RBC World Elite Mastercard primary cardholders apply for or transferring to a WestJet RBC World Elite Mastercard. The Additional WestJet dollars do not apply to product changes from another RBC credit card to the WestJet RBC World Elite Mastercard. Additional cardholders are not eligible for the welcome WestJet dollars, or Additional WestJet dollars. This offer may not be combined or used in conjunction with any other offer, except as otherwise set out. Royal Bank of Canada and WestJet reserve the right to modify, cancel or withdraw this offer at any time. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion.
15)
Purchase Rate: 19.99% (20.99%, as of April 1, 2023)