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Tis the season for ideas!

Whether it’s a personal, home equity or auto loan, an RBC no-fee loan will help make your holiday ideas happen.

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Personal Loans

Get the help you need to bring your gift ideas or a holiday getaway to life.

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Branch

Home Equity Loans

Unlock the equity in your home to help pay for your dream renovation.

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Currency exhange

Auto Loans

It's a great time to gift yourself or a loved one a new car.

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Experience different ways to use an RBC personal loan for the holidays

Care

Gift Ideas

Access the money you need for meaningful gift ideas for family and friends.

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Travel

Planning a holiday getaway? A travel loan can help you get to your destination of choice.

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Home Renovations

Spruce up your home for the season!

Whether a major renovation or small project, we have financing options for all your home improvement needs.

Get More Savings with an RBC No-Fee Personal Loan

Offering choice, flexibility and structured payments, an RBC Royal Bank® personal loan can meet your needs in different ways:

  • Your Best Rate Starts with a Conversation

    Guidance and solutions throughout the application process.

  • No Down Payment3

    No need for a down payment with up to 100% financing.

  • No Bank Fees2

    Save on upfront loan costs.

  • Lower Monthly Payments

    Competitive rates and flexible repayment terms up to 10 years.

Checkmark Your Best Rate Starts with a Conversation

Guidance and solutions throughout the application process.

Checkmark No Down Payment2

No need for a down payment with up to 100% financing.

Checkmark No Bank Fees1

Save on upfront loan costs.

Checkmark Lower Monthly Payments

Competitive rates and flexible repayment terms up to 10 years.

Three things you need to start your loan application with an RBC Sales Professional:

  • Employment and income verification – most recent pay stubs
  • Proof of address
  • Personal identification

Apply for a Personal Loan

Call us for more details or visit a branch to book an appointment.

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Limited time offer ending on December 31, 2024. Subject to normal lending criteria. Special conditions apply based on eligible country. The cost of borrowing will be made available upon application.