As life’s journey changes, so does what you need from your car.

Get your next vehicle with a no-fee, no-downpayment^* auto loan from RBC.

^*Conditions apply.

The Right Car Loan for You

Whether you’re buying your first car, ready to upgrade or looking for greener alternatives, we can help you finance the vehicle that best suits your needs.

Features at a Glance

Your Best Rate Starts with a Conversation

We’ll meet you almost anywhere to provide guidance and solutions throughout the application process.

No Bank Fees¹

Save on upfront loan costs.

No Down Payment²

No need for a down payment with up to 100% financing.

Lower Monthly Payments

Competitive rates and flexible terms to finance new vehicles for up to 10 years and used vehicles for up to 7 years.

Three things you need to start your application with an Expert Sales Professional from RBC:

Employment and income verification – most recent pay stubs
Proof of address
Client Identification

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Solution for All Your Vehicle Needs

Financing available for both new and used vehicles, including electric, hybrid, and gas vehicles, with the same conditions.

Pre-qualify in 60 seconds

The application form is quick and easy.³

Click on the link below and an Expert Sales Professional will contact you.

Get Pre-qualified^† Now

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Trademark(s) of Royal Bank of Canada.

^‡

All other trademarks are the property of their respective owner(s).

Subject to normal lending criteria. Special conditions apply based on eligible country. The cost of borrowing will be made available upon application.

The bank fees refer to the service charge applied to the loan. It is either stated as a percentage of the loan amount or a flat fee. In either case, the bank will waive the full cost of this specific charge.

The bank reserves the right if in their assessment of the client’s application OR by regulatory standards, equity injection is required for the intended borrower to fulfil their obligation.

This form provides a prequalification, which gives you an estimate of the amount of auto loan financing you may qualify for, based on the accuracy and completeness of the information you provided. This prequalification is for illustrative and general information purposes only and is not intended to provide specific financial or other advice. Prequalification is not the same as an auto loan approval or pre-approval and is not a guarantee of auto loan financing, which are subject to a formal application for auto loan financing, standard lending criteria and satisfactory due diligence. We do not make any express or implied warranty or representation regarding any information/results of this prequalification and are not liable for any loss or damage arising from any error or omission in, or any action or decision you make in reliance on, any information/results. The personal and financial information you provided will be collected and retained by us and will be shared with an RBC Expert Sales Professional for the purposes of guiding you through the loan process and/or discussing your options.