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Take your rewards to the next level
Apply NowAnnual Fee: $ 125 USD
Additional Card: $ 60 USD
Purchase Rate: 18 %
Cash Advance Rate: 18 %
Card Details
Earn 5,000 Welcome Bonus points1
Redeem your way from a wide range of valuable rewards
Explore your rewards at RBC Rewards
Important Notices:
Rewards
Earn Unlimited Rewards
With the RBC Rewards Visa Platinum card, earning points couldn't be easier. Simply use your card for all your purchases, in-store or online, and get 1 RBC Rewards point for every $1 USD or local equivalent you spend.
Earn even faster by pooling or combining your RBC Rewards Points
Pool or combine your personal RBC Rewards account with other qualified family members of the RBC Rewards program.
Rewards you want
Turn your everyday purchases on retail, home improvement or groceries into My Way Shopping credits, Travel Rewards, Cash Back statement credits and that's just the beginning.
Reward points expire after a 4 year period based on the first in, first out principle.
Additional Features
Protect yourself against Fraud with Enhanced Security Features
The added protection of Chip and PIN technology offers contactless capability and peace of mind if your card is ever lost or stolen. When you make a transaction at the chip-enabled terminal, simply insert your card and leave it there, follow the prompts and enter your PIN.
Protect your Purchases
- Price Protection – Up to $2,000 USD per account, per year. Get reimbursed for the price difference should the same product (model, year and manufacturer) be found at a lower price than the price paid with your visa card.
- Purchase Protection – Up to $10,000 USD per account, per year. Get coverage for theft or damage on qualifying products and items purchased.
- Extended Warranty – Up to $10,000 USD per account, per year. Doubles the repair period offered by the original manufacturer's warranty for up to 1 year.
Conditions apply.
Concierge Service
Your RBC Rewards Visa Platinum card gives you access to a prestigious Concierge Service, from anywhere in the world. One call puts you in touch with a concierge who will arrange travel bookings, restaurant reservations, entertainment bookings, event tickets, even a unique gift for someone special, and more.
- Call Visa toll-free (USA and Canada): 1-800-396-9665
- Call Visa collect (worldwide): 1-303-967-1098
You are responsible for cost of goods and services acquired or provided by the concierge service. All costs will be charged directly to your RBC Rewards Visa Platinum card. RBC Royal Bank is not responsible for the actual performance of any person, company or product made available to you through the concierge service.
Auto Rental Insurance
Get worldwide coverage and travel related assistance on your rental vehicle, up to 31 days (not including occupants or third party vehicles/occupants). For more information, see www.visa.com/benefitsportal
FREE USA SkyBox address for online shopping2
Get the first three years of your SkyBox membership fee waived, plus get $10 USD off your first shipment. Register online with your visa card at www.skybox.net/visa_eng
AVIS‡ & Budget‡ Discounts of up to 20%
Use your RBC Rewards Visa Platinum card to get up to 20% off car rentals in North America, Latin America and the Caribbean (excludes domestic rentals in country). Book online at abglac.com/rbcroyalbank
International Emergency Medical Services
When you pay in full for your international travel tickets for a registered common carrier with your RBC Rewards Visa Platinum you will receive, free of charge and worldwide, protection against accidents or medical emergencies that happen outside of your country of residence or country where card is issued up to USD$170,000 per beneficiary. You must issue a travel certificate at www.visa.com/benefitsportal prior to your trip to be covered. This protection covers trips of up to sixty consecutive days of length and you will have up to thirty days to open a claim case.
View Legal DisclaimersHide Legal Disclaimers
1 4,000 bonus RBC Rewards points will be posted to your RBC Rewards account after the first purchase has been processed on your credit card account. Your RBC Rewards account will earn an additional 500 RBC Rewards points when at least one RBC Rewards cardholder on the account registers and creates a profile at www.RBCrewardscaribbean.com, provided the cardholder is a new RBC Rewards member or an existing member without a profile at time of registration. Finally, your RBC Rewards account will earn an additional 500 RBC Rewards points when at least one registered RBC Rewards cardholder on the account opts to receive e-marketing offers. Please allow 2-3 business days for bonus RBC Rewards points to be posted to your RBC Rewards account. We reserve the right to withdraw this offer at any time. This offer may not be combined or used in conjunction with any other offer. A maximum of 5,000 bonus RBC Rewards points will be awarded per account. Bonus points and earned points have a maximum four (4) years term, and expire at the end of four (4) years, based on first-in first-out (FIFO) principles.
2 RBC Royal Bank is not responsible for SkyBox's service (including, without limitation, delivery times or quality of service), any fees or expenses payable in respect of SkyBox's service or the proper functioning of SkyBox's website. Any questions or complaints regarding SkyBox's service should be directed solely to SkyBox Inc.
The services are subject to the general terms and conditions, limitations and exclusions contracted by Visa, and are subject to changes or cancellation of the general terms and conditions of the service. For details please visit www.visa.com/benefitsportal.
®/™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
‡ All Other trademarks are the property of their respective owners(s).
