You are on: Tabbed 1 page for Primary tabs
Owning your own vehicle allows for greater independence, added convenience and time savings.
With funding from RBC you can purchase your dream vehicle today.
At RBC Royal Bank, we are making access to vehicle financing hassle-free to you our valued clients. You can apply when visiting your nearest RBC Royal Bank branch or online. Expert advice and guidance is available throughout the process.
Features |
Benefits |
---|---|
Up to 100% financing on the cost of the vehicle | Equity injection: Up to 0% down payment (i.e. up to 100%* financing) of the invoice price of the vehicle |
Competitive rates | Affordable costs |
Flexible repayment period | Improved Cash Flow – longer repayment term will attract smaller Instalments or borrow for a shorter period and reduce costs |
Multi-channel access for applications | Convenience - to choose how you apply |
Low cost insurance | Security – protection in the event of death, disability and critical illness |
FREE Digital Banking access | Convenience – monitor outstanding balance without having to visit the branch |
You are on: Tabbed 2 page for Primary tabs
Most of us generally work within a fixed budget based on our monthly income.
Major life event goals such as home improvement /marriage tend to surpass current savings or limits available on Lines of Credit/Credit Cards.
Additionally you may prefer to have a structured repayment plan to ensure that large credit balances are reduced by a specific time.
We can also simplify your finances by amalgamating your current loans with RBC and other financial institutions for one easy payment.
This will allow you to accomplish more life events in the future. In these cases, a RBC Consumer Loan is the ideal solution.
Features |
Benefits |
---|---|
Borrow an unlimited amount based on your ability to repay | AFFORDABLE – protection from over commitment |
Fast approvals | SPEED - saves your time |
Optional low cost protection in the event of death, disability and critical illness |
CAPITAL PROTECTION – your assets are protected giving you peace of mind |
Flexible repayment terms in line with salary | TAILORMADE - variety of options to cater to your specific situation |
Competitive rates | REASONABLE COSTS |
Personalized attention though our Sales Professional |
EXPERT ADVICE - professional guidance every step of the way |
Apply online through www.rbc.com/caribbean at anytime |
CONVENIENCE – 24/7 on-line application process |
You are on: Tabbed 3 page for Primary tabs
A loan designed to assist individuals (full-time students only) in financing the cost of tertiary education and living expenses during the course of study. No special Tertiary Education program is available for part-time students (Refer relevant Personal Loan Product).
For full time students only
While the beneficiary of the loan will be the student, this product targets the parent or guardian who will be the primary borrower and must be pre-qualified to service the projected debt of the full costs for the entire duration of the programme. The student may or may not be a co-applicant, however for loans converted to blended payments after completion of study, students who were not initially party to the loan may be added as a co-applicant or takeover the debt (once they are capable) after the period of study.
* Maximum term will vary based on type of program (e.g. study term for medicine may be seven years compared to Business Administration which may be four years. In each case, the client can service the interest for the entire duration regardless of this period but will still only have a maximum period of five years to repay loan in full).
You are on: Tabbed 4 page for Primary tabs
1. How do I know if I am eligible for a Personal Loan?
2. How much would I qualify for?
3. Can I have someone be a party to the loan to assist in qualification?
4. What type of collateral is accepted if required?
5. How is the monthly instalment determined?