Personal Lending Solutions

Borrowing and Credit-Providing Solutions for your everyday borrowing needs.

Personal Line of Credit

RBC Personal Line of Credit (PLOC) is a self-serve revolving facility, which will allow clients to borrow, repay and reborrow within their approved limits with no hassle.

This personal lending solution would provide clients with instant access to cash to meet both predictable and unexpected needs.

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Loans

RBC Royal Bank's loan programme offers fast approval and flexible payment terms for everything from a consumer purchase to the consolidation of debts. Buy a car, pay for your education or look after that unplanned emergency with a personal loan from RBC Royal Bank.

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Mortgages

Let RBC Royal Bank make your dreams of buying a home a reality. As your full-service lender, we offer a wide range of mortgage programmes to fit your individual needs. Our dedicated mortgage advisors will guide you through the mortgage process while ensuring all your needs are met.

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Overdraft Protection

RBC Royal Bank’s overdraft protection provides convenience and peace of mind. It is a valuable service that helps you manage your cash flow and covers you up to your approved credit limit when you don’t have sufficient funds available in your account to complete a transaction.

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Optional Creditor Insurance for Loans and Mortgages

Creditor Insurance pays off an outstanding credit balance in the event of an insured occurrence, giving you and your family peace of mind that your debts will not become a burden if unexpected events should occur.

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