Banking Accounts

A banking account is a safe place to keep funds for everyday use. It is designed to make it easy for you to get cash, make transfers to other accounts, or pay bills. We offer some banking accounts in both local and foreign currency denominations.

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A basic banking account to transact day-to-day business

Features & Benefits:

  • Initial opening deposit of $100.00
  • Account features a monthly service charge*
  • No minimum balance requirement
  • 6 free cheques
  • Overdraft facility available once qualifying criteria is met
  • Free monthly statements for easy record keeping
  • Cheque writing facility
  • Free access to Digital Banking
  • International access to ATMs and Point of Sale through RBC Visa Debit Card

*Please refer to our schedule of fees and service charges available in branch and online.

Additional Information:

This is a non-interest bearing account

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An enhanced banking account that offers unlimited free in branch, cheque and debit transactions, as well as free banking at RBC Royal Bank and RBC FINCO ATMs.

Features & Benefits:

  • Initial opening deposit of $500.00
  • Account features a monthly service charge*
  • No minimum balance requirement
  • Unlimited free branch/cheques items
  • Unlimited free local RBC ATM withdrawals using RBC Visa Debit Card Overdraft facility available once qualifying criteria is met
  • Free monthly statements for easy record keeping
  • Cheque writing facility
  • Free access to Digital Banking
  • International access to ATMs and Point of Sale through RBC Visa Debit Card

 *Please refer to our schedule of fees and service charges available in branch and online.

Additional Information:

This is a non-interest bearing account.

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An exclusive package designed to simplify your banking including unlimited debit transactions, credit card rebates, unlimited debits at RBC Royal Bank and RBC FINCO ATMs and other bank ATMS and much more.

Features & Benefits:

  • Initial opening deposit of $500.00
  • Account features a monthly service charge*
  • No minimum balance requirement
  • Unlimited free branch/cheques items
  • Unlimited free local RBC ATM withdrawals using RBC Visa Debit Card Overdraft facility available once qualifying criteria is met
  • Free monthly statements for easy record keeping
  • Cheque writing facility
  • Free access to Digital Banking
  • International access to ATMs and Point of Sale through RBC Visa Debit Card
  • 1/2 percent discount on installment loans
  • No service charge on local and foreign currency drafts and standing orders
  • Plus much more...

*Please refer to our schedule of fees and service charges available in branch and online.

Additional Information:

This is a non-interest bearing account.

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A banking account specially designed for persons 18-24 years old enrolled in a full-time, post-secondary programme.

Features & Benefits:

  • Initial opening deposit of $100.00
  • Account features a monthly service charge*
  • No minimum balance requirement
  • 6 free cheques
  • 2 free local RBC ATM withdrawals using RBC Visa Debit Card
  • Free monthly statements for easy record keeping
  • Cheque writing facility
  • Free access to Digital Banking
  • International access to ATMs and Point of Sale through RBC Visa Debit Card

*Please refer to our schedule of fees and service charges available in branch and online.

Additional Information:

This is a non-interest bearing account.

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A banking account specially designed for senior citizens ages 60 plus.

Features & Benefits:

  • Initial opening deposit of $500.00
  • Pay no monthly service charge and bank for FREE by maintaining your account balance requirement*
  • Unlimited free local RBC ATM withdrawals using RBC Visa Debit Card Unlimited free in-branch/cheque items
  • The interest is credited quarterly to the account
  • Make deposits and withdrawals from RBC Royal Bank ATMs at any branch, at any time day or night
  • Free quarterly statements for easy record keeping
  • Free access to Digital Banking
  • International access to ATMs and Point of Sale through RBC Visa Debit Card

*Please refer to our schedule of fees and service charges available in branch and online.

Additional Information:

This is an interest bearing account.

IMPORTANT CLIENT NOTICE - BAHAMAS:

The Bahamas' Deposit Insurance Corporation (DIC) is a public corporation, established under the Protection of Depositors Act, 1999. The DIC is managed by The Central Bank of The Bahamas. Pursuant to section 4 of the Act, all licensed banking institutions, with Bahamian Dollar deposits, including RBC Royal Bank (Bahamas) Limited, must have membership with the DIC. The DIC insures Bahamian dollar deposits placed with a member institution in any of its branches in The Bahamas. Its primary objective is the protection and support for Bahamian Dollar depositors. The DIC seeks to minimize or eliminate the risk of loss of savings of Bahamian dollar denominated deposits. Each eligible deposit in a member institution is insured up to a maximum of B$50,000 per depositor. The DIC insures both principal and interest for eligible deposits up to a maximum of B$50,000. For more information please visit The Bahamas' Deposit Insurance Corporation's link: http://www.dic.bs/

  
 

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