Personal Portfolio

You are on: Vehicle Financing tab

A sturdy and dependable vehicle is a necessity for most professionals. For client visits, emergencies or opportunities, mobility is of utmost importance.
Whether you have your sights on a new luxury vehicle or a quality pre-owned vehicle, RBC Royal Bank will help you acquire it.

Your need:
Vehicle financing

How RBC Royal Bank can help:
We have special discounts, terms and conditions to make this purchase affordable, convenient and stress-free.

Ask for:

• Vehicle loans

You’ll get:

• Preferential interest rates
• Up to 100% financing
• Discounts on fees and service charges
• Affordable repayment terms

Related Solutions:

• Premium Financing - We also provide premium financing if you prefer to pay your vehicle insurance with small monthly installments.
• Automatic Savings Plan - While 100% financing is available, you may prefer to save for this purchase to reduce the amount of borrowing required. We will be pleased to help you set up an Automatic Savings Plan for the initial costs associated with buying a vehicle.

You are on: Master Your Profession Tab

You are on: Payment Solutions Tab

Generally, the more you earn, the more you spend. As your income increases, you can enjoy more of life’s luxuries such as travelling to exotic destinations, shopping or fine dining with family, friends or clients. You therefore need sufficient funds to cover large purchases.

Your need:
Convenient and secure payment solutions and readily accessible funds to cover expenses.

How RBC Royal Bank can help:

• We can provide lines of credit to quickly and easily finance personal expenses.
• We can provide you with a payment solution that fits your lifestyle and offers higher limits, and world class service.

Ask for:

• RBC Royal Bank credit cards 
• Personal overdraft

You’ll get:

• Easy access to credit
• Flexible repayment terms
• Discounts on fees and services charges for overdraft facilities

 

You are on: Property/Land Purchase Tab

Few life events are more exciting than buying or building your dream home.

While some professionals may invest in this dream very early in their careers, many may build, buy, relocate or upgrade later on in life, as income and equity increases allow them to do so.

Also, because of their specialized skills, some professionals continue working well beyond the standard retirement age. This provides them with additional income which can help service loans after retirement.

At RBC Royal Bank, we understand professionals.

Your need:
To finance the purchase or construction of your dream home
To purchase land for the eventual construction of your home

How RBC Royal Bank can help:

• We offer flexible terms and conditions on residential mortgages.
• We can show you how to make the value of your home work for you.

Ask for:

• Residential mortgages
• Land (Lot) loans
• Home Equity financing

You’ll get:

• Repayment terms of up to 30 years (not restricted to retirement age)
• Discounted mortgage interest rates

Related Solutions:
Automatic Savings Plan – You may also need to save for this event to reduce the amount of borrowing required. We will be pleased to help you set up an Automatic Savings Plan for the initial costs associated with buying a home.

You are on: Savings and Investment Solutions Tab

While these terms are often used interchangeably, it is important to differentiate between saving and investing. Both play an important role in creating financial security.

Your need:
Savings solutions for emergency and planned personal expenses and investment options for longer term wealth accumulation and retirement planning.

How RBC Royal Bank can help:
- We can provide guidance and advice on the solutions that will allow your money to grow over time, and prepare you financially for your retirement.

Ask for:

• Interest Earning Savings accounts
• Savings Plans
• Investment instruments available through Sales & Trading
• Our “Business of You” booklet – a step by step guide to mastering your financial life

You’ll get:

• Access to the local savings and investments instruments
• Sound financial guidance, leveraging the global RBC network Related Solutions
• Automatic Savings Plan – You may also need to save for this event to reduce the amount of borrowing required. We will be pleased to help you set up an Automatic Savings Plan for the initial costs associated with buying a home.