RBC Small Business Navigator

Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

All other trademarks are the property of their respective owner(s).

MONERIS and MONERIS & Design are registered trademarks of Moneris Solutions Corporation.

For sole proprietorship registration "$49 back" offer is inclusive of any applicable taxes, and for incorporation, "$300 back" offer is inclusive of any applicable taxes ("Offer"). Offer available when you register or incorporate with Ownr and apply and get approved for a new RBC business deposit account associated with the business registered or incorporated with Ownr ("BDA") within 60 days ("Application Criteria"). Royal Bank of Canada (not Ownr or RBC Ventures Inc.) will in its discretion make approval decisions for all BDA applications. Once you complete the Application Criteria, you must log back into your Ownr account and click 'Refund Me'. You will receive the Offer as a credit in your BDA within 7-10 business days of clicking 'Refund Me'. To qualify for this Offer your BDA must remain open for a period of 1 year from the date it is opened but there is no minimum balance that must be maintained in your BDA. If you received this Offer then change or close your BDA within 1 year of the date it was opened, we reserve the right to debit from your BDA an amount equal to the value of this Offer (inclusive of applicable taxes), even if this places the BDA into overdraft. Offer may be revised or withdrawn at any time without notice.

Terms and conditions apply. Receive 4 months free payroll when you are referred by RBC by November 30, 2024 and have entered into ADP’s standard form services agreement by December 31, 2024. Cannot be combined with any other promotions and is only available to new ADP clients in Canada and ADP Clients who have previously only obtained Complimentary Access to ADP HR Assist, in each case that are referred by RBC and have 1-49 employees. Applies only for Small Business Payroll solutions - ADP Workforce Now On the GoSM (including ADP HR AssistSM bundles), and Comprehensive Outsourcing Services. Free payroll processing applies to the recurring payroll processing fees paid by you to ADP. “Recurring payroll processing fees” exclude, without limitation: (i) any underlying payroll funding obligations (wages, taxes, third party remittances); (ii) any fees for official bank cheques, tax or special one-time reports, third-party remittances or cheque stuffing; (iii) Year-end services; (iv) refundable deposits or third party pass-through charges (including delivery charges); (v) direct expenses/charges (e.g. NSF fees); (vi) penalties and interest; (vii) fees for shipping, delivery and installation of equipment or software, custom programming, the sale or leasing of equipment or software, or maintenance; and (viii) income derived from the float. ADP reserves the right to discontinue or modify this promotion at any time.

ADP HR Assist and ADP Workforce Now On the Go are service marks of ADP, INC. ® / ™ Trademark(s) of ADP. All other marks are the property of their respective owners. Services referenced herein are provided by ADP Canada Co. ADP Canada Co. is not a member of RBC Financial Group or RBC.

Certain terms and conditions apply. Please visit go.moneris.com/rbc for complete details and restrictions regarding offer eligibility. To be eligible merchants must enter into credit and debit processing agreements and rent or buy a terminal from Moneris. Offer is subject to cancellation or withdrawal at any time. Promotion runs from March 11, 2020 to November 30^th, 2022. MONERIS and MONERIS & Design are registered trademarks of Moneris Solutions Corporation.

RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc. RBC Canada, and Avion Rewards are operated by Royal Bank of Canada.

This offer is only available to Royal Bank of Canada (RBC) business clients and Group Advantage sponsors and is non-transferable. RBC business clients will receive complimentary access to the GrantMatch Funding Assessment and Strategy Tool (FAST). RBC business clients who wish to access the FAST more than once must contact GrantMatch directly. Upon completing a FAST assessment, RBC business clients can get access to preferred pricing (which is a 20% discount from GrantMatch’s standard pricing) for: (1) GrantMatch grant writing services (where GrantMatch personnel will assist with the completion and submission of a grant application at an hourly rate of $175), or (2) GrantMatch Premium (where a GrantMatch Funding Specialist will assist in developing a long-term grant strategy, offer guidance on the grant application process, and, if a grant is awarded, will assist with reporting and compliance requirements), and/or (3) the GrantMatch Hub platform (at an annual subscription rate of $240 per year) (“Offer”). Preferred pricing for GrantMatch Premium consists of a retainer fee plus percentage-fee model, which is based on a percentage of approved funding: Up to $250,000 = 20% fee (of the first $250,000 of approved funding); Between $250,000 - $499,999 = 16% (of approved funding); Between $500,000 - $999,999 = 12% (of approved funding); More than $1M = 8% (of approved funding). The retainer fee is determined based on the annual revenue of the organization, either above or below $100M. Clients will be required to pay a retainer of $2,000 ($8,000 above $100M in annual revenue), consisting of $1,000 ($4,000 above $100M in annual revenue) for onboarding to the GrantMatch Platform, and $1,000 ($4,000 above $100M in annual revenue) for the license to the GrantMatch Platform (due annually), payable upon execution of a service agreement. Preferred pricing does not include HST. This Offer is valid from October 1, 2024, to October 31, 2025. GrantMatch Corp., not Royal Bank of Canada, is responsible for all terms and conditions applicable to your GrantMatch services, which are available at: https://ca.grantmatch.com/gm-terms-of-use-ca. Offers described above may not be combined or used in conjunction with any other offer(s). GrantMatch and RBC each reserve the right to discontinue or modify this Offer at any time.

This offer is non-transferable. This offer and its associated terms and conditions are provided by helloDarwin, not Royal Bank of Canada (“RBC”), and are available at: https://hellodarwin.com/terms-of-service(opens to external site).

To take advantage of this offer, click the link in this offer to fill out the form which outlines your business and project details and a representative from helloDarwin will reach out to you. helloDarwin has agreed to provide an exclusive discount of 100% off the Nominal Fee. The Nominal Fee is set at 1.5% of the total cost of the project. Where the Premium service discount is available, a Nominal Fee of 0.75% of the total cost of the project will be charged.

This offer cannot be combined with any other offers. Offer may be amended or withdrawn at any time. For more details on the offers program, please visit rbc.com/offers.