The following categories of businesses and business practices are prohibited from using the RBC PayEdge service (“Prohibited Businesses”). Most, although not all, of these Prohibited Business categories, are imposed by Card Network rules or the requirements of our banking providers or processors. If you are uncertain as to whether your business is a Prohibited Business or have questions about how these requirements apply to you, please contact us.
By registering and using the RBC PayEdge service, you are confirming that you will not use the RBC PayEdge service to pay or accept payments in connection with the following businesses, business activities or business practices:
- Any product or service that infringes upon the copyright, trademark, or trade secrets of any third party
- Cannabis Related Businesses, including businesses that support or are operating ancillary to the Canadian cannabis industry
- Cheque cashing
- Embassies, foreign consulates, or other foreign governments
- Financial Institutions
- Formal Trusts (also called True Trusts)
- Gambling (including but not limited to casinos and unlicensed lotteries, contests, sweepstakes, or offering of prizes as an inducement to purchase products or services)
- International shipping and haulage
- Internet/Online Gambling
- Investment firms
- Joint ventures
- Mail-order brides
- Money Service Business
- Multi-level marketing or pyramid schemes
- Non-resident businesses (businesses not incorporated or constituted in Canada)
- Online or other non-face-to-face pharmacies or pharmacy referral services (except for publicly listed entities, such as those listed on a major stock exchange, and government organizations)
- Online or other non-face-to-face tobacco, e-cigarette sales, or related items (such as personal vaporizers or e-juice)
- Payment processors
- Private lending, including mortgage consulting or reduction,
- Pseudo pharmaceuticals
- Psychedelics and similarly controlled substances, including businesses that support or are operating ancillary to the industry
- Securities brokers
- Selling social media activity, such as Twitter followers, Facebook likes, or YouTube views
- Sexually oriented or pornographic products or services
- Shipping or forwarding brokers
- Sports betting, forecasting, or odds-making
- Substances designed to mimic illegal drugs
- Timeshares
- Unlicensed legal professionals
- Virtual Currency that can be monetized, re-sold, or converted to physical or digital products or services or otherwise exit the virtual world
- Weapons and munitions
- White- Label Automated Teller Machine (WL ATM) operators, third-party cash suppliers, WL ATM payment processors, or businesses hosting WL ATMs.