BackAttention
RBC Advantage
Updated fee $0
No Signature Banking
Updated fee $0
Based on your proposed usage, additional fees may apply
RBC VIP Banking
Updated fee $0
Account Details
Features and Optional Services
| Unlimited Debit Transactions6 | |||
|---|---|---|---|
| Included | Included | Included (worldwide) | |
|
12 Included + |
Unlimited transactions | Unlimited transactions | Unlimited transactions (wordwide) |
| PLUS Access Fee in Canada or the U.S.16, 17 | |||
| $3 ea. | $3 ea. | $3 ea. | Free |
| PLUS Access Fee Outside Canada or the U.S.16, 17 | |||
| $5 ea. | $5 ea. | $5 ea. | Free |
| Cross-Border Debit18 | |||
| $1 ea. | $1 ea. | 5 free/month, $1 each thereafter | Free |
| Bank Drafts | |||
| $9.95 ea. | $9.95 ea. | 6 Free/year, $9.95 each thereafter19 | 12 Free/year, $9.95 each thereafter19 |
| Using Non-RBC ATM | |||
| $2 per withdrawal / $8 | Included | 3 waived /month / $2 | Included |
| Credit Card Annual Fee Rebate8 | |||
| No rebate | No rebate Up to $48 rebate9 | Up to $48 rebate | Up to $120 rebate |
| Additional Canadian and U.S. Dollar Accounts | |||
| $11.95+ | $11.95+ | $11.95+ | Included10 |
| Overdraft Protection11 | |||
| $5/month | $5/month | Fee waived | Fee waived |
| Safe Deposit Box | |||
| $60+/year | $60+/year Up to $12 discount/year13 | Up to $12 discount/year | Up to $60 discount/year |
Monthly Fee
| Monthly Fee (before savings14) | |||
|---|---|---|---|
| $4 | $11.95 | $16.95 | $30 |
|
Total Fees (before savings14) Monthly Fee + Other Fees |
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| No Minimum Balance Required — even to get rebates14 | |||
Ways to Save and Earn
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PLUS Earn up to 150 Avion points per month with Your Account Enrol in Value Program and earn 1 point per $10 spent on debit |
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|---|---|---|---|
RBC Signature No Limit Banking
The Unlimited Account
Enrol your account in the Value Program and Earn 1 Avion point per $5 spent on debit
3
Features Included in this Account
| 12 Debit transactions, plus unlimited free debits for eligible public transit6 | Included |
|---|
Optional Services
| Excess Debit Transactions (beyond the 12 included) | $1.25 each |
|---|---|
|
Using a Non-RBC ATM In addition to any fees another bank may charge to use their Interac ATM in Canada7. |
$2 per withdrawal |
|
Rebate on Credit Card Annual Fee (Included with Signature No Limit Banking and VIP Banking) |
No rebate |
|
Additional Account(s) (Included with VIP Banking) |
$11.95+/month |
|
Overdraft Protection11 (Included with Signature No Limit Banking and VIP Banking) |
$5/month |
|
Safe Deposit Box (Discounted with Signature No Limit Banking and VIP Banking) |
$60+/year |
Monthly Fee
| Monthly Fee (before savings)14 | $4 |
|---|---|
|
12 Debit Transactions Included6 |
+ $3.75 |
|
Using a Non-RBC ATM $2 per withdrawal at a non-RBC Interac ATM in Canada, in addition to any fees another bank may charge to use their ATM Based on your proposed non-ATM usage, you would need an additional 1 withdrawals at $2 each |
+ $2 |
|
Total Fees (before savings)14 Monthly Fee + Other Fees |
$9.75 |
| Minimum Balance | Never required — even to get rebates14 |
Ways to Save and Earn
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Monthly Fee after Value Program Rebate*2 *You must enrol your account in the Value Program. Requires certain RBC product holdings and account activities. |
$5.75 |
|---|---|
| Monthly Fee after Rebate for Seniors (age 65+)3 |
$5.75 or less with other eligible rebate |
|
PLUS Earn Avion Points with Your Account. Enrol in Value Program and earn 1 point per $10 spent on debit |
Maximum of 150 points per month. |
Features Included in this Account
| Unlimited Debit Transactions in Canada | FREE |
|---|---|
|
Using a Non-RBC ATM We won't charge a fee to use a non-RBC Interac ATM in Canada, but another bank may charge a fee to use their ATM7. |
FREE |
| Rebate for Students on Credit Card Annual Fee9 | Up to $48 rebate |
Optional Services
|
Rebate on Credit Card Annual Fee (Included with Signature No Limit Banking and VIP Banking) |
No rebate |
|---|---|
|
Additional Account(s) (Included with VIP Banking) |
$11.95+/month |
|
Overdraft Protection11 (Fee waived with Signature No Limit Banking and VIP Banking) |
$5/month |
|
Safe Deposit Box (Discounted with Signature No Limit Banking and VIP Banking) |
$60+/year |
| Safe Deposit Box | Up to $60 discount/year on regular fees13 |
Monthly Fee
| Monthly Fee (before savings)14 | $11.95 |
|---|---|
| Minimum Balance | Never required — even to get rebates14 |
Ways to Save and Earn
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Monthly Fee after Value Program Rebate*2 *You must enrol your account in the Value Program. Requires certain minimum RBC product holdings and account activities. |
$5.95 or FREE |
|---|---|
| Monthly Fee after Rebate for Seniors (age 65+)3 |
$7.95 or less with other eligible rebate |
| Monthly Fee for Full-Time Students (until graduation)5 |
FREE |
| Monthly Fee for Newcomers (for 12 months)4 |
FREE |
|
PLUS Earn Avion Points with Your Account. Enrol in Value Program and earn 1 point per $10 spent on debit |
Maximum of 150 points per month. |
Features Included in this Account
| Unlimited Debit Transactions in Canada | FREE |
|---|---|
|
Using a Non-RBC ATM In addition to any fees another bank may charge to use their Interac ATM in Canada7. |
3 waived/month, $2 each thereafter |
| Rebate on Credit Card Annual Fee8 | Up to $48 rebate |
| Overdraft Protection11 | Fee waived |
Optional Services
|
Additional Account(s) (Included with VIP Banking) |
$11.95+/month |
|---|---|
| Safe Deposit Box | Up to $12 discount/year on regular fees |
Monthly Fee
| Monthly Fee (before savings)14 | $16.95 |
|---|---|
|
Using a Non-RBC ATM 3 waived per month; $2 per withdrawal thereafter at a non-RBC Interac ATM in Canada, in addition to any fees another bank may charge to use their ATM7. Based on your proposed non-ATM usage, you would need an additional 2 withdrawals at $2 each |
+ $5 |
|
Total Fees (before savings)14 Monthly Fee + Other Fees |
$19.95 |
| Minimum Balance | Never required — even to get rebates14 |
Ways to Save and Earn
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Monthly Fee after Value Program Rebate*2 *You must enrol your account in the Value Program. Requires certain minimum RBC product holdings and account activities. |
$13.95 |
|---|---|
| Monthly Fee after Rebate for Seniors (age 65+)3 |
$16.95 or less with other eligible rebate |
|
PLUS Earn Avion Points with Your Account. Enrol in Value Program and earn 1 point per $10 spent on debit |
Maximum of 150 points per month. |
Features Included in this Account
| Unlimited Debit Transactions (Worldwide) | FREE |
|---|---|
|
Using a Non-RBC ATM (Worldwide) We won't charge a fee to use a non-RBC Interac or PLUS System ATM, but another bank may charge a fee to use their ATM7. |
FREE |
| Rebate on Credit Card Annual Fee8 | Up to $120 rebate |
| Additional Account(s) | Get up to 2 CAD additional accounts, and 1 USD account with no monthly fee and unlimited debit transactions10 |
| Overdraft Protection11 | Fee waived |
Optional Services
| Safe Deposit Box | Up to $60 discount/year on regular fees |
|---|
Monthly Fee
| Monthly Fee (before savings)14 | $30 |
|---|---|
| Minimum Balance | Never required — even to get rebates14 |
Ways to Save and Earn
|
Monthly Fee after Value Program Rebate*2 *You must enrol your account in the Value Program. Requires certain minimum RBC product holdings and account activities. |
$24 |
|---|---|
| Monthly Fee after Rebate for Seniors (age 65+)3 |
$22.50 or less with other eligible rebate |
|
PLUS Earn Avion Points with Your Account. Enrol in Value Program and earn 1 point per $10 spent on debit |
Maximum of 150 points per month. |
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Subject to credit approval. As a sole or joint owner of an RBC VIP Banking (VIP) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (as indicated below), every year, as long as your credit card remains in good standing and you remain a VIP account owner. Additional cardholders’ annual fee is also fully or partially rebated (as indicated below), every year, as long as your eligible credit card remains in good standing and you remain a VIP account owner. Only one credit card annual fee rebate per VIP account is allowed, which means that if you own a joint VIP account and each co-owner is also the primary cardholder of an eligible credit card, only the primary owner of the VIP account will be entitled to the credit card annual fee rebate. Other conditions and restrictions apply. Rebates that apply to eligible credit cards are: (i) partial rebate of $120 for the primary cardholder and $50 for the co-applicant on the annual fee of an RBC Avion Visa Infinite Privilege card, and (ii) annual fee fully rebated for the primary cardholder and the additional cardholders (co-applicant and authorized users) on any of the following cards: RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC U.S. Dollar Visa Gold, RBC British Airways Visa Infinite, RBC Cathay Pacific Visa Platinum, RBC ION+TM Visa ($4 applied monthly), RBC Cash Back Preferred World Elite Mastercard and WestJet RBC World Elite Mastercard.
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RBC VIP Banking account comes with a choice of up to two additional Canadian dollar deposit accounts, to be selected among the RBC Day to Day Banking, RBC Enhanced Savings and RBC Day to Day Savings accounts, and one additional U.S. dollar deposit account, limited to the U.S. Personal Account, with the monthly fees waived and unlimited debit transactions. Note: Due to system limitations all accounts must be opened by the client in the same geographic location or region to be recognized for this bundling feature. If you have questions, please speak to your branch.
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Unlock Avion points and potential savings by enrolling your RBC bank account in the Value Program
You can earn points even faster if you have an account and 2 or more eligible products with us
Find out how much you could earn and save by selecting products you’re interested in or already have:
Note: We only ask this question to show your rewards and potential savings. You would need to enrol your bank account and apply and be approved for these products separately if you don’t already have them.