Our tools and advice make buying your first home a little easier.
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Ready for your next step?


Take 5 minutes to start your mortgage pre-approval online
- Lock your fixed rate for 120 days and know what you can afford1
- Be ready to make an offer
- There is no cost or obligation to you Start Your Pre-Approval
Personal lending products are offered by Royal Bank of Canada and are subject to standard lending criteria.
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Definition of a First-Time Home Buyer: Someone who declares that they have not owned a home prior to the mortgage application date and is not using the proceeds of the sale of a home for their down payment. In the case of a couple where only one person is a First-Time Home Buyer; both parties will be considered First-Time Home Buyers for the purpose of this offer.
1)
We guarantee your interest rate for the selected mortgage type and term for up to 120 days from the application date. If the mortgage is not funded within the 120-day period, the interest rate guarantee expires.
Other terms and conditions may apply. ®/™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. All other trademarks are the property of their respective owner(s).