EN
How Do I Choose a Student Credit Card That Best Suits Me?
Looking for your first credit card as a student? Want to earn points to redeem for merchandise, gift cards, or your next reading week vacation? Maybe you’re more interested in earning cash back, to put just a little more money back in your pocket? Our credit cards for students have either low annual fees, or no annual fees, so you can choose a card that’s both affordable and rewarding.
Browse our selection of cards — and apply online in minutes.
Frequently Asked Questions
A credit card is a great way to start building credit
history as using your card and paying it off before the
due date every month shows you’re responsible with
credit. Building a good credit history may make it
easier to qualify for a car loan or a line of credit in
the future.
They work like most other credit cards. You use them to purchase goods and services, and pay back your credit balance monthly. You can earn rewards or cash back on purchases based on the card you’ve chosen. Plus, you can use your student credit card for cash advances if you have available credit.
Our student friendly credit cards are generally easier to qualify for as a student compared to other credit cards and offer a great way to start building credit history.
To avoid interest charges, you should pay your credit balance in full by your statement date. Note that you will be charged interest for a cash advance starting the day the advance is made. You may also be charged an additional fee for a cash advance.
Our student friendly credit cards are generally easier to qualify for as a student compared to other credit cards and offer a great way to start building credit history.
To avoid interest charges, you should pay your credit balance in full by your statement date. Note that you will be charged interest for a cash advance starting the day the advance is made. You may also be charged an additional fee for a cash advance.
Do you want to earn points to redeem for travel,
merchandise or gift cards? How about earning cash back
on purchases like groceries, textbooks and more? Try our
credit card selector tool
to help narrow down what kind of rewards are most
important to you.
If you have an RBC Advantage Banking account for students, you could benefit from
discounts or rebates on your monthly or annual fees.
Learn more about student banking
accounts
.
.
The minimum age to get a credit card depends on the
province you live in. In Alberta, Manitoba, Ontario,
Quebec and PEI, the minimum age is 18. In all other
provinces and territories, the minimum age is 19.
If you are an International student, please visit an RBC Branch to speak with an advisor to learn more about this offer and how to apply.