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Lower Interest Rate, Higher Savings.

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Annual Fee: $0
Additional Card: $0
Purchase Rate: Prime + 4.99% - 8.99%
Cash Advance Rate: Prime + 4.99% - 8.99%

Card Details

  • Low variable interest rate
  • No annual fee
  • Purchase Security and Extended Warranty insurance4

Features

Save money with a low interest rate

The low, variable interest rate is based on your credit rating1. The better your rating, the lower your rate!

Protect your purchases

Purchase Security and Extended Warranty Insurance4 automatically protects card purchases against loss, theft or damage for up to 90 days, and doubles the manufacturer's original Canadian warranty for up to one extra year. For more details, click here.

Save and Earn Faster with RBC Offers

Load personalized offers for great brands before you shop to get cash savings or to earn bonus points faster.

Automatic payments

Save time by having your minimum payment or full monthly payment automatically withdrawn from your bank account.

Speed, convenience and security

Use Visa payWave when paying for small purchases. Just tap your card and you're on your way.

Additional Features

Instant Fuel Savings at Petro-Canada

Link your card and instantly save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada. For more details click here.

Earn more Be Well points at Rexall

Link this card with your Be Well card to:

  • Get 50 Be Well points for every $1 spent on eligible products at Rexall6
  • Redeem Be Well points faster for savings in store on eligible purchases7; 25,000 Be Well points = $10
Learn More

Get $0 delivery fees for 3 months from DoorDash8

Add your eligible RBC credit card to your DoorDash account to:

  • Get a 3-month complimentary DashPass subscription9 – a value of almost $30
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
Get $0 Delivery Fees

Credit Card Lock

You can lock your RBC credit card temporarily at any time. Use Credit Card Lock if you’ve misplaced your card, simply log in to the RBC Mobile app and choose the card you want to lock.

Learn More

Optional Extras

Optional Add-On Services

Take advantage of all the benefits your credit card has to offer by adding optional services to protect your identity, your family, and your credit card balance:

See All Optional Add-On Services

Start Your Application

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