Get Unlimited Cash Back3 with a Premium Card
This cash back credit card gives you unlimited cash back on all your purchases3 along with premium benefits from RBC and Mastercard.
Card Highlights
View All Card FeaturesExplore What Your Spending Can Get You
Tell us about your monthly spending and we’ll tell you how much cash back you could earn in a year.
Enjoy Even More with Mastercard World Elite
Mastercard On-demand Apps and Subscription Services
Enjoy special benefits and offers from a growing lineup of on-demand apps and subscription services that make your day easier and fun9.
Mastercard Travel Rewards
Shop, dine and relax with partners to receive Mastercard Travel Rewards cash back offers10. Simply use your RBC Cash Back Preferred World Elite Mastercard when you travel outside Canada.
Mastercard Travel Pass Program
Mastercard Travel Pass provided by Dragon Pass Membership gives you access to 1,300+ airport lounges worldwide, and access to exclusive offers from luxury retailers2.
Exclusive Offers From Brands You Love
Our partner rewards offer great savings and perks from well-known brands

Link your RBC Credit Card and earn 50 Be Well™ points on every $1 spent on eligible purchases at Rexall11

Add your RBC Credit Card to your DoorDash account and get a free 12 month DashPass subscription13
More Details and Benefits
Your RBC Cash Back Mastercard includes Purchase Security and Extended Warranty Insurance7.
- Purchase Security and Extended Warranty Insurance automatically protects eligible card purchases against loss, theft or damage for up to 120 days, and triples the manufacturer’s original Canadian warranty for up to two years.
- Protection for your rental car with Auto Rental Collision/Loss Damage Waiver Insurance.
For more details regarding all available insurances on this card, click here.
Take advantage of all the benefits your credit card has to offer by adding optional services.
More Reasons to Choose an RBC Cash Back Credit Card
RBC Mobile App15
Manage your bills, set up mobile pay, and see all your transactions on our award-winning mobile app.

Fraud Protection
If you’ve taken care to protect your credit card, you’re covered against fraudulent or unauthorized use of your card – both in-store and online.

NOMI
Stay connected to your money with the built-in intelligence of NOMI. Receive alerts, reminders, and tailored insights based on your banking habits so you can make more informed financial decisions.

Get the RBC Cash Back Preferred World Elite Mastercard
Apply online in five simple steps and get your results in under a minute.
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Need Help Deciding?
Help Me ChooseTop RBC Cash Back Mastercard Questions
When you make a purchase with your RBC Cash Back Preferred World Elite Mastercard, you earn cash back on a percentage of the purchase.
You’ll earn 1.5% on the first $25,000 in all qualifying purchases and 1% thereafter1.
There’s no limit to the maximum cash back you can earn with your RBC Cash Back Preferred World Elite Mastercard. All qualifying purchases (up to your available credit limit) contribute to your cash back earning3.