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RBC Cash Back Mastercard
Annual Fee 0

0

Additional Card 0
Purchase Rate 0
Cash Advance Rate 0

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Get Unlimited Cash Back3 with a Premium Card

This cash back credit card gives you unlimited cash back on all your purchases3 along with premium benefits from RBC and Mastercard.

Card Highlights

Earn Unlimited Cash Back on Everything

Get up to 1.5% cash back on all your spending, with no limit to the total cash back you earn3.

Unlock Exclusive Deals and Benefits

Access offers from over 2,000 top brands, plus get even more points and savings from our partners such as Petro-Canada, Rexall and DoorDash.

Enjoy Mastercard World Elite Benefits

Get access to 1,300+ airport lounges worldwide with Dragon Pass2 and access on-demand apps and subscription services9, all through Mastercard World Elite.

Get Insurance Coverage

Enjoy more peace of mind with purchase security and extended warranty coverage7, plus protection for your rental car8.

View All Card Features

Cash Back on Every Purchase

1.5%

Earn 1.5% cash back on all purchases1 including your favourite online and wholesale retailers1

Explore What Your Spending Can Get You

Tell us about your monthly spending and we’ll tell you how much cash back you could earn in a year.

$0
0
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$10,000

Want a more detailed estimate of your cash back?

Visit Cash Back Calculator
Annual cash back $0
Bonus cash back^ $0

Here’s what you could earn:

Annual cash back $0
Bonus cash back^ $0
Total cash back $0

Enjoy Even More with Mastercard World Elite

Mastercard On-demand Apps and Subscription Services

Enjoy special benefits and offers from a growing lineup of on-demand apps and subscription services that make your day easier and fun9.

Mastercard Travel Rewards

Shop, dine and relax with partners to receive Mastercard Travel Rewards cash back offers10. Simply use your RBC Cash Back Preferred World Elite Mastercard when you travel outside Canada.

Mastercard Travel Pass Program

Mastercard Travel Pass provided by Dragon Pass Membership gives you access to 1,300+ airport lounges worldwide, and access to exclusive offers from luxury retailers2.

Exclusive Offers From Brands You Love

Our partner rewards offer great savings and perks from well-known brands

Petro-Canada logo

Save 3¢/L on fuel4 and earn 20% more Petro-Points5 when you pay with an eligible linked RBC Credit Card

Learn More

Rexall logo

Link your RBC Credit Card and earn 50 Be Well™ points on every $1 spent on eligible purchases at Rexall11

Learn More

Doordash logo

Add your RBC Credit Card to your DoorDash account and get a free 12 month DashPass subscription13

Learn More

More Details and Benefits

Your RBC Cash Back Mastercard includes Purchase Security and Extended Warranty Insurance7.

  • Purchase Security and Extended Warranty Insurance automatically protects eligible card purchases against loss, theft or damage for up to 120 days, and triples the manufacturer’s original Canadian warranty for up to two years.
  • Protection for your rental car with Auto Rental Collision/Loss Damage Waiver Insurance.

For more details regarding all available insurances on this card, click here.

Take advantage of all the benefits your credit card has to offer by adding optional services.

See All Optional Add-On Services

More Reasons to Choose an RBC Cash Back Credit Card

RBC Mobile App15

Manage your bills, set up mobile pay, and see all your transactions on our award-winning mobile app.

Fraud Protection

If you’ve taken care to protect your credit card, you’re covered against fraudulent or unauthorized use of your card – both in-store and online.

NOMI

Stay connected to your money with the built-in intelligence of NOMI. Receive alerts, reminders, and tailored insights based on your banking habits so you can make more informed financial decisions.

RBC Cash Back Mastercard

Get the RBC Cash Back Preferred World Elite Mastercard

Apply online in five simple steps and get your results in under a minute.

Apply Now

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Top RBC Cash Back Mastercard Questions

When you make a purchase with your RBC Cash Back Preferred World Elite Mastercard, you earn cash back on a percentage of the purchase.

You’ll earn 1.5% on the first $25,000 in all qualifying purchases and 1% thereafter1.

There’s no limit to the maximum cash back you can earn with your RBC Cash Back Preferred World Elite Mastercard. All qualifying purchases (up to your available credit limit) contribute to your cash back earning3.

To redeem your cash back, simply request a credit to your credit card account once your cash back balance hits $25 or more and we’ll issue the credit within 5 business days. Or, wait for it to be automatically credited to your account in January each year as long as your cash back balance exceeds $25. Your credit card account must be in good standing at the time the cash back is credited.
You can easily check your cash back balance on your monthly statement, or check it anytime through RBC Online Banking.
To learn more about Avion Rewards and how you can access the program, click here.