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How Do I Choose a Cash Back Credit Card That Best Suits Me?
Choose from unlimited cash back on everything you buy, to earning even more at the grocery store. Our cash back cards are designed to suit your shopping style, so you can earn cash back on your purchases, both big and small. Try our credit card cash back calculator to see how much cash back you can earn in a year.
Browse our selection of cash back credit cards — and apply online in minutes.
Discover Our Top Cash Back Credit Cards in Canada
RBC Business Cash Back Mastercard
- Earn 2% cash back on all your purchases* for the first three months
- Earn 1% cash back* on all purchases thereafter
- No Annual Fee
- Annual Fee: $0
- Purchase Rate: 19.99%
- Additional Card: $0
- Cash Advance Rate: 22.99%
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Frequently Asked Questions
When you make a purchase, you earn a cash back credit for a percentage of the purchase. For example, if you make a $1,000 grocery purchase and your card earns 2% cash back, you’ll see a $20 cash back credit on your credit card statement.
Once the cash back balance on your credit card reaches $25 or more, you can have the full amount credited to your account at any time by calling
1-800-769-2512. Otherwise, your cash back credit will automatically be credited to your account every January and appear on your February monthly statement, provided your credit card account is in good standing.
That depends on the type of cash back credit card you choose! Some of our cash back cards earn up to 1.5% cash back on all purchases, while others offer up to 2% cash back on groceries and up to 1% back on all other qualifying purchases.
Try our credit card cash back calculator to see how much cash back you can earn in a year.
Your cash back credits accumulate automatically and can be viewed on your monthly statement or through RBC Online Banking.
All of our cash back cards come with purchase security and extended warranty insurance protection. If you’re looking for more benefits, our
RBC Cash Back Preferred World Elite Mastercard
also access to Mastercard Airport Experiences and Concierge services.