RBC Visa Debit Classic

You are on: Tabbed 1 page for Primary tabs

Make life easier

Your new RBC Royal Bank™ Visa‡ Debit Card is the fastest, easiest and most secure way to make purchases, pay bills or access your cash — every day, at home or away. With your RBC Royal Bank Visa Debit Card, you never have to worry about carrying large amounts of cash or writing cheques.

Extend your payment power around the world

Your RBC Royal Bank Visa Debit Card is accepted at millions of locations across the globe. It packs all the power you need to conveniently access your RBC banking or savings account on the go.

Pay for purchases quickly and securely at any LINX‡ terminal. You can also pay for purchases at any merchant that accepts Visa in person, online or by telephone or mail order.
Get cash at ATMs wherever the LINX, Visa or PLUS‡ symbols are displayed. At local RBC ATMs you can perform balance enquiries, transfer funds, pay bills and make deposits to your accounts.
Make purchases with funds directly debited from your RBC Royal Bank account.

Note: Holds pertaining to the value of transactions performed internationally or at local Visa merchants (including online purchases) may remain on the account until the merchant settles the transaction.

The security of chip and PIN technology

Combined with your PIN, the encrypted microchip in your card provides significant protection against counterfeiting and fraud. Already in wide use around the world, it has technology designed to make an already safe payment system even more secure.

More virtual purchasing power

Your RBC Royal Bank Visa Debit Card is welcomed online, by telephone or by mail order at most merchants in North America and around the world. Shop online, book a hotel or car rental, pay for music, order online games, make recurring payments and so much more.

Take control of your money

It’s simple to manage your money when you shop with RBC Royal Bank Visa Debit since funds are debited from your RBC Royal Bank Banking account at the time of ATM withdrawal or payment. You incur no unwanted debts. You can also review the details of every transaction that is itemized on your account history in Digital Banking.

Peace of mind with fraud protection

The RBC Royal Bank Visa Debit card gives peace of mind and make your face to face and online payments safer—RBC provides 24/7 fraud monitoring. You can be confident that in the event that unauthorised funds debited from your account, because of fraud, will be returned.

You are on: Tabbed 2 page for Primary tabs

In Person

Once you have set up your PIN, your card is ready for use.

To make purchases, simply:

Insert your card at the merchant’s terminal
Enter your PIN on the keypad
For merchants with contactless capability you can pay for small purchases quickly by waving your card over the terminal.

To withdraw cash at an ATM, insert your card and follow the instructions on the screen.

Use it online or by telephone

Your new Visa Debit Card is accepted online, by telephone or by mail order at most merchants around the world. Simply provide your Visa Debit Card:

Number
Expiration date and
3-digit security code (on the back of your card)

NOTE: You should not be asked to enter or provide your Personal Identification Number (PIN) as it is strictly confidential and should not be shared with anyone.

If your card is ever lost or stolen, you can easily report it by calling us at 1 868 625-1083.

You are on: Tabbed 3 page for Primary tabs

Faster, more convenient contactless transactions

The new contactless feature of your RBC Visa Debit Card lets you pay for small purchases quickly and securely at locations that accept contactless transactions, so the card never leaves your hand.

Here’s all you have to do:

Step 1 – Look for this symbol at checkout counters.
Step 2 – Wave your card over the secure terminal or hold it on the terminal.
Step 3 – Wait for approval and you’re ready to go.

A signature or PIN may still be required in some instances.

The current contactless limits are as follows:

USD $50 or currency equivalent internationally
TTD $300 locally

You are on: Tabbed 4 page for Primary tabs

Transaction	Visa Debit Classic	Maestro / Cirrus card
Pay for goods and services in person locally	Yes	Yes
Pay for goods and services in person internationally	Yes	Yes
Pay for goods and services online or by mail or telephone locally	Yes	No
Pay for goods and services online or by mail or telephone internationally	Yes	No
Make recurring payments (e.g. monthly gym membership dues or utility bills)	Yes	No
Make hotel or car rental reservations online or by telephone internationally	Yes	No
Withdraw cash at RBC ATMs locally	Yes	Yes
Withdraw cash at RBC ATMs or other bank ATMs internationally	Yes	Yes
Pay utility bills at point-of-sale terminals locally	Yes	Yes
Transfer funds at local RBC ATMs	Yes	Yes
Make balance enquiries*	Yes	Yes
Deposit funds at local RBC ATMs	Yes	Yes