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With the RBC Rewards Visa Platinum card, earning points couldn't be easier. Simply use your card for all your purchases, in store or online
and receive 1 RBC Rewards point for every $2.70 XCD you spend.
Learn how at www.RBCrewardscaribbean.com
Pool your RBC Rewards Points - You can combine your personal RBC Rewards account with other qualified family members of the RBC Rewards programme so your points can accumulate even faster.
RBC Rewards Points are easy to manage and redeem
Every month, you can track your RBC Rewards points total on your latest credit card statement. You can also contact the Call Centre and dedicated RBC Rewards agents for rewards inquiries or visit www.RBCrewardscaribbean.com
Travel without restrictions
When you use RBC Rewards points to pay, you can fly on ANY airline, ANY flight, ANY time. Your redemption can even include taxes and fees.
There are no hidden fees, blackout periods or seat restrictions.
Three unique ways to redeem your RBC Rewards points for travel:
- Complete freedom to book online or with any travel agency using your card and then redeem your RBC Rewards points to pay towards the travel purchase on your credit card statement.
- Book through RBC Rewards, online or with a live agent.
- Redeem for travel gift certificates to use for future travel or to give as a gift. Gift cards/e-certificates start at only 3,000 RBC Rewards points. Simply redeem your RBC Rewards points online or by phone for gift cards from local and U.S. retailers such as: Amazon‡ T.J. Maxx‡ Walmart‡ Macy’s‡ Target‡ The Home Depot‡
® /™ Trademark(s) of Royal Bank of Canada. Used under licence.
‡ All other trademarks are the property of their respective owner(s).
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Features and Benefits
Cash Back Credit
Turn your RBC Rewards points into a cash-back credit that you can apply to your account balance.
*Free USA SkyBox address for online shopping
Register online at www.skybox.net/visavip/eng for this special offer from Visa and SkyBox for discounts on shipments from the United States:
-Two years of free membership
-Free consolidation services
-Discounted shipping rates from the United States
*RBC Royal Bank is not responsible for SkyBox’s service (including, without limitation, delivery times or quality of service), any fees or expenses payable in respect of SkyBox’s service or the proper functioning of SkyBox’s website. Any questions or complaints regarding SkyBox’s service should be directed solely to SkyBox Inc.
AVIS Discounts of up to 20% & Free Upgrades
Book online at www.avis.com/rbclac with coupon # UUWA039 (for upgrades) or call 868-627-5191. Applicable locations are Europe, USA, Canada, Latin America & the Caribbean. Special conditions apply....click here
Concierge Service
From anywhere in the world, your RBC Rewards Visa Platinum card gives you access to a prestigious Concierge Service. One call puts you in touch with the concierge who will save you time and stress by arranging restaurant reservations, entertainment bookings, event tickets, a unique gift for someone special, travel bookings and more.
Visa: 1-800-396-9665 (toll Free USA and Canada) or 1-303-967-1098 (Worldwide collect).
You are responsible for cost of goods and services acquired or provided by the concierge service. All costs will be charged directly to your RBC Rewards Visa Platinum card. RBC Royal Bank is not responsible for the actual performance of any person, company or product made available to you through the concierge service.
Exclusive Website with special offers
Enjoy an array of merchant offers and experiences including discounts at luxury hotels and car rental companies. Visit www.visa-platinum.com for more details.
International Emergency Medical Service
Up to USD $150,000 worldwide or Up to €30,000 in European countries that are Schengen participants; cardholders are covered for Emergency Medical Expenses while aboard on a covered trip outside of your country of residence. A trip is considered covered if the full travel fare has been purchased with your card or your RBC Rewards points and it does not exceed 60 days.
Cardholders, their spouse, dependent children under age 23, will each be covered automatically when traveling (together or separately) outside of their home country (once the full fare for the common carrier has been paid with the cardholder's valid platinum credit card for trips up to 60 consecutive days. All covered Medical Expenses are in excess of valid and collectible insurance. Coverage is not provided for: pre-existing conditions, treatment, complications of drugs for mental or nervous conditions, drug abuse, alcoholism, any pregnancy or childbirth complication, AIDS/HIV, chiropractic, homeopathic, acupuncture, occupational, physical, foot therapy, plastic or cosmetic surgery, sexual dysfunction, weight control, injury derived from involvement in wars, riots, illegal or criminal activity, hotel, restaurant and taxi expenses. There is no limitation on the number of trips covered.
Beneficiary must contact the Visa Assistance Centre within 10 days of the emergency medical assistance occurrence. This is a cashless service, Visa will take care coordination of services rendered and directly cover all covered medical expenses avoiding our platinum cardholder from covering payment upfront or filing for reimbursements.
Free Emergency Services
Schengen Travel Medical Emegency Insurance up to €30,000 in European countries that are Schengen participants- Upon request, Visa will also provide Certificate for use in meeting Schengen visa application requirements for a covered trip.
Emergency Medical Evacuation up to a maximum of USD $50,000 to cover expenses incurred during the course of a Covered Trip if the emergency medical assistance results in a necessary Emergency Medical Evacuation, in case adequate medical facilities are not locally available.
Repatriation of Remains up to USD $25,000 -Covers transportation costs of the mortal remains of a beneficiary to the home country, for a covered trip.
Early Return up to USD $5,000- Covers additional airline charges for early return due to an emergency for a covered trip.
Convalescence Care up to a maximum of USD $750 ($150 per day) to cover the cost of a hotel room for convalescence as a consequence of a covered hospitalization due to injury or sickness on a covered trip.
Emergency Family Travel up to USD $5,000 if the Cardholder is hospitalized for more than five days, following a covered hospitalization, while traveling alone on a covered trip, covers economy airfare for one family member or designate to travel to the cardholders bedside.
Unaccompanied dependent minor children or elderly up to USD $5000- Covers ticket to return unaccompanied minors or elderly travel companion home, if beneficiary is hospitalized on a covered trip.
Emergency Dental Treatment up to USD $1000-Covers the cost to accidental injury to sound, natural teeth which requires immediate treatment.
Prescription Expenses up to USD $1000 -To cover out-of-pocket prescription expenses related to a covered illness or accident.
Legal Expenses up to US$1000-Covers legal fees for beneficiary as a result of false arrest or wrongful detention by any foreign power.
Free Visa Travel Accident Insurance
As applicable for coverage up to USD $500,000 against accidental death, dismemberment or paralysis when traveling with a common carrier once the tickets are purchased (in full) with this card, for the cardholder, spouse and unmarried, dependent children under 18 and up to age 23 for full time students.
Free Auto Rental Insurance Coverage
For coverage of the rental vehicle, up to 31 days (not occupants or third party vehicles/occupants) worldwide. The customer must book and pay for the rental in full with this card. The cardholder must decline the Collision Damage Waiver (CDW or LDW) or similar coverage; all drivers must be included in the rental agreement.
Travel assistance
Prior to travel, receive information about destinations, exchange rates, travel requirements and more. During travel, benefit from medical assistance, emergency legal assistance, lost baggage assistance and more.
Free 24hr/365 day access
FREE 24hr/365 day access to manage your card, obtain balances, review transactions or make payments via:
- Card Centre call collect or direct at 1-246-431- 6777
- From outside Barbados call toll-free 1-888-847-5803
- Royal Online and Royal Online Gold
- Payments/inquiries can also be made at our Branches during business hours
Dedicated Global Service from Visa Int’l Service Centre
Provides emergency card related assistance for our customers who have traveled (outside home country), anytime, anywhere: Toll-free from USA and Canada (1-800-396-9665) or Worldwide collect (1-303-967-1098).
How to make a claim
If you have an insurance claim and you purchased your travel using only RBC Rewards points, you may need to include a letter from RBC Royal Bank confirming the travel was purchased using points earned from your RBC Rewards Visa Platinum credit card.
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Get 1,000 Bonus RBC Rewards Points!
Receive 500 additional points when at least one cardholder on the account registers online at the RBC Rewards website.
Receive 500 additional points when at least one registered cardholder on the account opts to receive e-marketing offers.
Learn how at www.RBCrewardscaribbean.com
Your RBC Rewards account will earn an additional 500 RBC Rewards points when at least one RBC Rewards cardholder on the account registers and creates a profile at www.RBCrewardscaribbean.com , provided the cardholder is a new RBC Rewards member or an existing member without a profile at time of registration. Finally, your RBC Rewards account will earn an additional 500 RBC Rewards points when at least one registered RBC Rewards cardholder on the account opts to receive e-marketing offers. Please allow 2-3 business days for bonus RBC Rewards points to be posted to your RBC Rewards account. We reserve the right to withdraw this offer at any time. This offer may not be combined or used in conjunction with any other offer. A maximum of 1,000 bonus RBC Rewards points will be awarded per account. Bonus points and earned points have a maximum four (4) years term, and expire at the end of four (4) years, based on first-in first-out (FIFO) principles. Bonus points are awarded one time per account. Returning clients can qualify for bonus offer if account has been closed for a minimum of 24 months.
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Chip & Pin for the highest level of security
The RBC Royal Bank Visa credit card features state-of-the-art Chip & Pin technology, thanks to the chip embedded in the card, providing significant protection against counterfeiting and fraud.
The added protection through the use of a PIN adds peace of mind if your card is ever lost or stolen. When you make a transaction at the chip-enabled terminal, you’re in control. Simply insert the card into the terminal and leave it there, follow the prompts and enter your PIN.
Managing your PIN
With your RBC Royal Bank chip and PIN credit card your PIN becomes a key security feature of your transaction. It is very important that you remember your PIN and never disclose it to anyone.
A few tips to help keep your PIN safe
- Never write down your PIN or store it electronically.
- Choose a number that is easy for you to remember but hard for others to guess. Avoid numbers such as your date of birth, phone number etc.
- Always shield the PIN pad when entering your PIN
- If you suspect your PIN has been compromised, call the number on the back of your card to change it immediately.
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The convenience of contactless payments
The new contactless feature included on the RBC Royal Bank Visa card is at no additional cost. It lets you pay for small purchases quickly and securely at locations that accept contactless transactions.
Pay with confidence and ease
This feature uses chip technology to provide you with one of the most secure contactless payment systems in the marketplace. Your card never leaves your hand, so you’re always in control.
See Security brochure.
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Step 1: Look for the symbol at checkout counters
Step 2: Wave your card over the secure terminal or hold it on the terminal
Step 3: Wait for approval and you’re ready to go!
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- Copy of certificate of incorporation or registration (also Memorandum and Articles of Incorporation as applicable).
- Satisfactory credit history (alternatively, the bank may consider secured facilities).
- Completed, signed and stamped business credit card application forms.
- Copy of current financials (Preferably audited).
- Copy of latest board resolution where applicable.
- 2 forms of ID for each business cardholder (PP, ID, DP).
- RBC Royal Bank Deposit Account.